Whether you are just starting out in your adult life or have fallen on some hard times in the past, it is possible to improve your credit score so you can get approved for better, money-saving loans. We have a few suggestions to help get you started.
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Pay Your Bills On Time
The biggest detriment to your credit is late payments. Make sure you are making paying your bills a priority in your budget. Setting up automatic payments is a great way to avoid forgetting to make a payment every month. If you find you are always short on funds, track your spending to see where you can make some cuts.
Pay Off Debt
Only Open New Credit Accounts As Needed
Do Not Close Old Accounts
Check Your Credit Report
Stop in at Carl Hogan Automotive and talk to our finance department to see what we can do for you!